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Time to start saving!

Make your money go further - refinance your mortgage! Get a better interest rate and get closer to your financial goals.
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As an established home owner, you have worked hard to build equity in your home. Now, you may be considering refinancing to a lower payment in order to improve your financial security. This can be a wise decision, as it can free up money each month that can be used for other purposes. In addition, by refinancing into a shorter term, you can pay off your loan sooner and reduce the amount of interest you pay.

 

VA Loans: Home loans for military service members
Are you a veteran, active duty service member, or reservist? If so, you may be eligible for a VA Home Loan. This loan program, offered by the Department of Veterans Affairs, helps service members and their families finance the purchase of a primary residence. With a VA Home Loan, you won’t have to worry about a down payment or private mortgage insurance (PMI). Plus, you’ll likely get a lower interest rate than with a conventional loan and there are no prepayment penalties if you want to pay it off early. Learn more about the VA Home Loan and find out if you qualify.
FHA Loans: Lower down payment and flexible credit requirements
Turn your dreams of owning a home into a reality with an FHA loan. These government–backed loans are designed to make it easier for people to purchase a home with lower down payments and credit requirements than conventional loans. Plus, FHA loans can be used to buy homes in need of repair, making them ideal for first–time homebuyers. So if you‘re ready to make the jump, let us help you get the process started. We‘ll discuss the program with you in more detail and make sure you‘re on the path to your own home. Make your American Dream a reality today.
Non-QM Loans: Mortgage loans that does not fit into the traditional mold.
Are you a self–employed borrower, high–liquid net worth borrower, or real estate investor looking for a mortgage loan? Then look no further than Agora Lending! Our Bank Statement Loan program is the perfect option for those who don’t have the traditional documents like pay stubs or tax returns to prove their income. We use your personal and/or business bank statements from the last 12–24 months to calculate your income, so you can get a competitively priced mortgage loan without having to show any other documentation. Real-estate investors, we’ve got you covered too! Our InvestorVantage loan program is based on the expected cash flow from the property once it’s rented, so you don’t need employment, W-2, or income documentation. Loan amounts range from $100,000 to $3.5 million, so you can finance any size investment property. At Agora Lending, we understand that there are many qualified customers who have been making their payments on time for years who are still declining every day in the mortgage industry. That’s why we offer a no doc program for qualified clients that waives all income requirements. Take advantage of our cash-out refinance. Don’t know which loan is right for you? Agora’s team of trusted loan officers are here to help. Please complete the form and we will get back with you within 24hrs. We’re sure we have something that’s right for you.