30-yr Fixed
This Annual Percentage Rate (APR) is a sample rate based on the following assumptions: $400,000.00 loan amount, 30 year fixed rate at 2.625% and a 60% loan-to-value (LTV) with a payment of $1,606.60 with 0.03 points, and a FICO score of 740. This sample rate is for a purchase conforming fixed rate loan for a single family residence, primary residence, no subordinate financing.
15-yr Fixed
This Annual Percentage Rate (APR) is a sample rate based on the following assumptions: $400,000.00 loan amount, 15 year fixed rate at 2.125% and a 60% loan-to-value (LTV) with a payment of $2,597.12 with 0.00 points, and a FICO score of 740. This sample rate is for a purchase conforming fixed rate loan for a single family residence, primary residence, no subordinate financing.
Jumbo 30-yr Fixed
This Annual Percentage Rate (APR) is a sample rate based on the following assumptions: $500,000.00, 30 year fixed rate starting at 6.125% and a 60% loan-to-value (LTV) with a payment of $3,038.05 with 0.03 points, and a FICO score of 740. This sample rate is for a purchase jumbo fixed rate loan for a single family residence, primary residence, no subordinate financing.
Not all programs are available in all areas. Program restrictions apply. All rights reserved.
Payment does not include taxes and insurance premiums, which will result in higher payments.
This is not an offer for extension of credit or a commitment to lend.
All loans are subject to approval and may be subject to change depending on your circumstances.
Interest rates, loan terms, pricing, fees, and products are subject to change without notice.
Formal credit approval of the offer will be subject to underwriting approval, including but not limited to, financial and non-financial information, satisfactory verification of income, assets, credit, collateral, property condition and value. By refinancing your existing loan, the total finance charges may be higher over the life of the loan. Due to changing market conditions, clients currently in process may not qualify for this offer. Rates, annual percentage rates (APR) and terms subject to change at any time, based on market conditions and borrower eligibility and may not be available at closing.
The information you provide to Agora Lending, a division of One American Bank will be used solely for marketing purposes in accordance with federal and state lending guidelines.
