Why Pre-Qualification Matters

Pre-qualification is usually the first step of the home-buying process. It gives you a ballpark estimate of how much you may be qualified to borrow and allows you to more accurately set your shopping budget.

It’s also a great negotiating tool when bidding on homes, as it gives sellers confidence in your ability to follow through on an offer.

We want to hear from you!


The Pre-qualification Process


Pre-qualification is a very simple process that can be done in as little as ten minutes over the phone. It’s a great way to get an idea of what you can afford and what kind of loan options are available to you. The pre-qualification process costs nothing and there’s no obligation to move forward with a loan. A mortgage professional will just ask you questions about your income, debts and assets, and then they’ll use that information to give you an idea of what size loan you could qualify for. Pre-qualifying is a great first step if you’re thinking about buying a home. It’ll help you narrow down your search, and it’ll give you the peace of mind of knowing that you can afford the home you ultimately choose.