Privacy Policy

Privacy Policy

Rev. June 2021
FACTSWHAT DOES Agora Lending DO WITH YOUR PERSONAL INFORMATION?
Why?Financial companies choose how they share your personal information. Federal law gives
consumers the right to limit some but not all sharing. Federal law also requires us to tell you
how we collect, share, and protect your personal information. Please read this notice carefully
to understand what we do.
What?The types of personal information we collect, and share depends on the product or service
you have with us. This information can include:

 

  • Social Security Number and Account Balances
  • Payment History and Credit History
  • Credit Scores and Income

When you are no longer our customer, we continue to share your information as described in this notice.

How?All financial companies need to share Customers personal information to run their everyday
business. In the section below, we will list the reasons financial companies can share their
Customers personal information; the reasons Agora Lending chooses to share: and
whether you can limit this sharing.

Reasons we can share your personal informationDoes Agora Lending share?Can you limit this sharing?
For our everyday business purposes –
such as to process your transactions, maintain
your account(s), respond to court orders and legal
investigations, or report to credit bureaus
YesNo
For our marketing purposes –
to offer our products and services to you
YesNo
For joint marketing with other financial companiesNoNo
For our affiliates’ everyday business purposes –
information about your transactions and experiences
NoWe don’t share
For our affiliates’ everyday business purposes –
information about your credit worthiness
NoWe don’t share
For nonaffiliates to market to youNoWe don’t share
Questions?Call 800-647-8750 or go to wwww.resicentral.com
Who we are
Who is providing this notice?Agora Lending a division of ResiCentral, LLC
What we do
How does ResiCentral, LLC protect my personal information?To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
We limit access to your personal information to appropriate personnel with a business need for it.
How does ResiCentral, LLC collect my personal information?

We collect your personal information, for example, when you

  • Apply for a loan
  • Give us your contact information
  • Give us your employment history
  • Give us your income information
  • Provide your mortgage information

We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.

Why can’t I limit all sharing?

Federal law gives you the right to limit only

  • Sharing for affiliates’ everyday business purposes – information about your creditworthiness
  • Affiliates from using your information to market to you
  • Sharing for nonaffiliates to market to you

State laws and individual companies may give you additional rights to limit sharing.

Definitions
Affiliates

Companies related by common ownership or control. They can be financial and nonfinancial companies.

  • Agora Lending a division of ResiCentral, LLC has no affiliates.

Nonaffiliates

Companies not related by common ownership or control. They can be financial and nonfinancial companies.

  • Agora Lending a division of ResiCentral, LLC does not share with nonaffiliates so they can market to you.
Joint Marketing

A formal agreement between nonaffiliated financial companies that together market financial products or services to you.

  • Agora Lending a division of ResiCentral, LLC does not jointly market.
Other important information