Rates - Get Started CURRENT REFINANCE RATES RATE APR 30-yr Fixed 3.125 % 3.21 % 15-yr Fixed 2.750 % 2.89 % RATES UPDATED DAILY View Disclosures Get a Personalized Rate Loan Type Refinance Purchase Property Zip Code Please provide your 5 digit ZIP Code. First Name First name is required. Please enter your first name. Last Name Last name is required. Please enter your last name. Email Email is invalid. Please enter a valid email. Phone Number Please enter your 10 digit phone number. Just the numbers. I have read and agree to the Terms and Conditions Get Started Server was unable to process the request. Please try again later. Thank You! We will call you shortly with your personalized rates. In the meantime, learn more about mortgages with our blog Oops! Agora Lending does not currently issue loans in your state. Please check back in at a later time as we continue to expand to new territories.